For UAE insurance brokers
Load the table of benefits once. Quote from it all year.
Rabt turns an insurer’s benefit table and rate sheet into something you can quote from in minutes — under your own name, on your own document.
Medical is live today. Motor is next — tell us below and you will be in the first group on it.
| Plan | Takaful EmaratSilver · Nil | Qatar Insurance Company (QIC)SILK ROAD · 20% | Takaful EmaratSilver · 20% | Dubai InsuranceREMNTO DCN4 · 20% | Takaful EmaratIridium · 20% | Qatar Insurance Company (QIC)PEARL · 20% | RAK InsuranceFamily Care Product · 20% |
|---|---|---|---|---|---|---|---|
| Network | Nextcare RN3 (Out-patient is restricted to Clinics Only) | Mednet Silk Road (OP access to Clinics only) | NAS – VN (OP Restricted to Clinics) | N4 | Nextcare RN2 | Mednet Pearl | NAS Super Restricted Network |
| Annual Limit | AED 1,000,000 | AED 1,500,000 | AED 1,000,000 | AED 1,000,000 | AED 1,000,000 | AED 1,500,000 | AED 1,000,000 |
| Accommodation Type | Semi- Private Room | Private Room | Semi- Private Room | Private Room | Private Room | Private Room | Private Room |
| Out-patient General Practitioners | Covered in full with Nil co-pay | Covered with 20% up to a max of AED 50 co-pay | Covered in full with 20% up to max AED 15 co-pay | 20% up to a max of AED 50 | Covered in full with 20% co-pay | Covered with 20% up to a max of AED 50 co-pay | Covered with 20% Max AED 50 |
| Physiotherapy | 8 sessions per year subject to pre-approval | Covered up to 15 sessions per year with 10% co-pay | Covered up to 6 sessions subject to pre-approval | 15 sessions per year subject to pre-authorization with 10% co-pay | 10 sessions per year subject to pre-approval | Covered up to 15 sessions per year with 10% co-pay | Covered up to 15 sessions per year subject to pre-authorization |
| Maternity (delivery) | OP- 10 visits and 4 ante-natal ultrasound scans with 10% co-pay Delivery- Covered up to AED 10,000 with 10% co-pay | OP- Covered in full with 10% co-pay Normal Delivery and C-Section- Covered up to AED 10,000 with 10% co-pay | OP- 10 visits and 4 ante-natal ultrasound scans with 10% co-pay IP- Covered up to AED 10,000 with 10% co-pay | OP- Covered up to maximium of 10 visits and 4 ante-natal scans with 10% co-pay Normal Delivery and C-Section- Covered up to AED 10,000 with 10% co-pay | OP- 12 visits and 6 ante-natal ultrasound scans with 10% co-pay Delivery- Covered up to AED 12,500 with 10% co-pay | Not Available | OP- Covered in full with 10% co-pay Normal Delivery and C-Section- Covered up to AED 10,000 |
| Dental | Covered up to AED 500 with 30% Co-pay | Covered up to AED 3,500 with 20% co-pay | Covered up to AED 500 with 30% co-pay | Covered up to AED 3,500 with 20% co-pay | Covered up to AED 1,500 with 20% Co-pay | Covered up to AED 3,500 with 20% co-pay | Covered up to AED 3,500 with 20% co-pay |
| Total with taxes | AED 8,128Best value | AED 8,570 | AED 9,687 | AED 9,183 | AED 15,798 | AED 9,722 | AED 12,914 |
Seven insurers, one document, forty seconds. Representative figures for a family of three in Dubai — not a quotation.
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Change the client. Watch the panel change.
This is the real eligibility engine, running on the plans above. Nothing is sent anywhere and there is nothing to sign in to.
7 plans available, none excluded.
| Plan | Takaful EmaratSilver · Nil | Qatar Insurance Company (QIC)SILK ROAD · 20% | Dubai InsuranceREMNTO DCN4 · 20% | Takaful EmaratSilver · 20% | Qatar Insurance Company (QIC)PEARL · 20% | RAK InsuranceFamily Care Product · 20% | Takaful EmaratIridium · 20% |
|---|---|---|---|---|---|---|---|
| Network | Nextcare RN3 (Out-patient is restricted to Clinics Only) | Mednet Silk Road (OP access to Clinics only) | N4 | NAS – VN (OP Restricted to Clinics) | Mednet Pearl | NAS Super Restricted Network | Nextcare RN2 |
| Annual Limit | AED 1,000,000 | AED 1,500,000 | AED 1,000,000 | AED 1,000,000 | AED 1,500,000 | AED 1,000,000 | AED 1,000,000 |
| Accommodation Type | Semi- Private Room | Private Room | Private Room | Semi- Private Room | Private Room | Private Room | Private Room |
| Out-patient General Practitioners | Covered in full with Nil co-pay | Covered with 20% up to a max of AED 50 co-pay | 20% up to a max of AED 50 | Covered in full with 20% up to max AED 15 co-pay | Covered with 20% up to a max of AED 50 co-pay | Covered with 20% Max AED 50 | Covered in full with 20% co-pay |
| Physiotherapy | 8 sessions per year subject to pre-approval | Covered up to 15 sessions per year with 10% co-pay | 15 sessions per year subject to pre-authorization with 10% co-pay | Covered up to 6 sessions subject to pre-approval | Covered up to 15 sessions per year with 10% co-pay | Covered up to 15 sessions per year subject to pre-authorization | 10 sessions per year subject to pre-approval |
| Maternity (delivery) | OP- 10 visits and 4 ante-natal ultrasound scans with 10% co-pay Delivery- Covered up to AED 10,000 with 10% co-pay | OP- Covered in full with 10% co-pay Normal Delivery and C-Section- Covered up to AED 10,000 with 10% co-pay | OP- Covered up to maximium of 10 visits and 4 ante-natal scans with 10% co-pay Normal Delivery and C-Section- Covered up to AED 10,000 with 10% co-pay | OP- 10 visits and 4 ante-natal ultrasound scans with 10% co-pay IP- Covered up to AED 10,000 with 10% co-pay | Not Available | OP- Covered in full with 10% co-pay Normal Delivery and C-Section- Covered up to AED 10,000 | OP- 12 visits and 6 ante-natal ultrasound scans with 10% co-pay Delivery- Covered up to AED 12,500 with 10% co-pay |
| Dental | Covered up to AED 500 with 30% Co-pay | Covered up to AED 3,500 with 20% co-pay | Covered up to AED 3,500 with 20% co-pay | Covered up to AED 500 with 30% co-pay | Covered up to AED 3,500 with 20% co-pay | Covered up to AED 3,500 with 20% co-pay | Covered up to AED 1,500 with 20% Co-pay |
| Total with taxes | AED 8,128Best value | AED 8,570 | AED 9,183 | AED 9,687 | AED 9,722 | AED 12,914 | AED 15,798 |
7 of 7 plans quotable · cheapest AED 8,128 with taxes · representative figures, not a quotation
33
insurers on the register
28
plans ready to quote
11,096
benefit lines captured
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Medical
Health insurance, quoted from the real charts
Age bands that differ on every chart, married-female columns that only some insurers print, networks that do not map onto each other, and eligibility rules that decide whether a plan can be sold at all. Rabt holds each of those as data rather than as a note in a spreadsheet.
Your brand
Your document. Not ours.
Every quote leaves under the brokerage’s own name, colour, logo and footer wording, in English or bilingual. Rabt is the engine underneath and does not appear on the page the client reads.
Process
Load once, quote all year
A rate chart does not change during a policy year. Read it once into structured rows, alongside the table of benefits, and every quote after that is computed rather than re-read — which is what makes two quotes for the same family agree.
Handling
Whose data is whose
One brokerage cannot read another’s book. That is enforced in the database with row level security, not only in application code, and there are tests that prove a cross-tenant read fails. Declared medical conditions are encrypted at rest and kept out of logs.
Submit your request
Tell us about your brokerage.
We reply within one working day. Onboarding starts with your licence and the tables of benefits you already hold — there is nothing to install.
- A short call to see whether the plans you sell are ones we can load
- We load your first plan with you, so you see the review step
- You quote from it — under your own brand, from day one